🚨 Mandatory — Not Optional
MahaRERA requires the Certificate of Competency (COC) for agent registration and renewal in Maharashtra. The original compliance deadline has been extended more than once since the requirement was introduced — confirm the current live deadline on the MahaRERA portal, since this page tracks the requirement itself, not a single fixed date. Any agent operating without a valid COC risks registration issues and penalties under RERA Section 9.
Exam conducted by
IBPS (Institute of Banking Personnel Selection)
Training required
20 hours from an empanelled provider
Exam format
50 MCQs, 100 marks, no negative marking
Pass mark
40 out of 100 (40%)
Attempts allowed
Maximum 3 — then re-enrol in training
New for 2026
Half-yearly reporting: due 15 July and 15 January
Language options
English and Marathi
What Is the Certificate of Competency?
The COC is a mandatory qualification introduced by MahaRERA to ensure every registered real estate agent in Maharashtra has a verified baseline of knowledge — covering RERA provisions, property documentation, ethical practice, and consumer protection. Before appearing for the exam, agents must complete 20 hours of training from a MahaRERA-empanelled training provider.
Step-by-Step: How to Get Your COC
1
Register on the MahaRERA portal
Go to maharera.maharashtra.gov.in and create or log into your agent account. Navigate to the COC section to begin the process.
2
Select an empanelled training provider
MahaRERA empanels training organisations including NAREDCO Maharashtra, REMI (Real Estate Management Institute), and RAGC (Real Estate Agents Guild and Confederation). Choose one and enrol for the 20-hour programme.
3
Complete the 20-hour training
Covers RERA Act provisions, agent obligations, property documentation, due diligence, ethics, and consumer protection. Offered in a 5-day intensive (4 hrs/day) or 8-week (2.5 hrs/week) format, typically ₹5,000–₹8,000.
4
Receive your training completion certificate
Keep this — you'll need it to register for the IBPS exam.
5
Register for the IBPS COC exam
Register on the IBPS portal with your training certificate. Exam fees are typically ₹1,500–₹1,800; check the current schedule on the IBPS/MahaRERA site.
6
Appear for and pass the 50-MCQ exam
50 questions, 100 marks, 40% pass mark, no negative marking — attempt every question since wrong answers score zero, not negative.
7
Download your COC certificate
Once results are declared, download it from the IBPS portal and upload it to your MahaRERA profile within 30 days.
8
Submit COC with MahaRERA registration
Include your COC certificate when applying for new registration or renewing. Without it, the application will not be processed.
What the COC Exam Tests
Topic Area
Approx. Weight
RERA Act 2016 — key sections (3, 4, 9, 10, 11, 13, 14, 17, 18, 19)
30%
MahaRERA rules and circulars
20%
Property documentation (ATS, sale deed, OC, EC, title)
15%
Agent obligations and code of conduct
15%
Consumer protection and buyer rights
10%
General real estate practice (carpet area, due diligence)
10%
New for 2026: Half-Yearly Reporting
Reported Requirement
Beyond the COC itself, agents are now expected to file a half-yearly report — due 15 July and 15 January — covering properties facilitated, transaction values, and complaints received. Agents with zero transactions in the period must still file a nil report. Delayed filing carries a penalty starting at ₹10,000/day, up to 5% of associated project costs.
This applies to all registered agents regardless of transaction volume — confirm the current filing mechanism (portal section, exact form) directly on your MahaRERA agent dashboard, since procedural details can be updated by circular.
What Happens If You Skip the COC?
New registration rejected
MahaRERA will not process any new agent registration application without a valid COC certificate.
Renewal rejected
Existing agents whose registrations expire cannot renew without a COC — even if they have been registered for years.
Operating on expired registration
Once your registration expires without renewal, operating as an agent is treated as operating unregistered — penalty up to ₹10,000/day.
Developer empanelment at risk
Established developers in Maharashtra increasingly require agents to show valid MahaRERA registration and COC before granting inventory access.
Why the COC Matters Beyond Compliance
Maharashtra is India's largest real estate market and MahaRERA is its most active state authority. For professional agents, the COC is a differentiator, not just a burden — buyers increasingly ask for RERA registration before dealing with an agent, and COC-holding agents get priority with reputable developers.
Frequently Asked Questions
What is the MahaRERA Certificate of Competency (COC)?
A mandatory qualification for real estate agents registered in Maharashtra, requiring 20 hours of training from a MahaRERA-empanelled provider followed by an IBPS-administered online exam, confirming baseline knowledge of RERA provisions, documentation, ethics, and consumer protection.
Who conducts the COC exam?
IBPS (the Institute of Banking Personnel Selection) administers the online COC examination on behalf of MahaRERA.
What is the COC exam pattern?
50 multiple-choice questions worth 100 marks (2 marks each), with no negative marking. The passing mark is 40 out of 100 (40%). Candidates get a maximum of 3 attempts; failing all three means re-enrolling in the 20-hour training.
What does the 20-hour training cover?
RERA Act provisions, MahaRERA rules and circulars, agent obligations and code of conduct, property documentation (ATS, sale deed, OC, EC, title), due diligence, and consumer protection — delivered by MahaRERA-empanelled providers such as NAREDCO Maharashtra, REMI, and RAGC.
What happens if I don't get my COC?
MahaRERA will not process a new agent registration or a renewal without a valid COC. Operating on an expired, un-renewed registration is treated as operating unregistered, carrying a penalty of up to ₹10,000 per day.
Is there a new reporting requirement for MahaRERA agents in 2026?
Yes — a half-yearly reporting requirement, due 15 July and 15 January each year, covering properties facilitated, transaction values, and complaints received. Agents with no transactions must still file a nil report. Delayed filing carries a penalty starting at ₹10,000 per day, up to 5% of associated project costs.
How long is the COC valid?
The COC is generally understood to align with the 5-year RERA agent registration cycle, though deadline and validity details have been revised more than once since the requirement was introduced — always confirm the current position on the MahaRERA portal before assuming a specific date.
Change Log
21 Sept 2026: Added verified exam pattern (50 Q / 100 marks / 40% pass / 3 attempts), 2026 half-yearly reporting requirement, at-a-glance table, and expanded FAQ.
1 Aug 2026: Initial page published.
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